Zero To Funded 

 

It is our mission to assist African American women business owners with receiving the resources and connections needed to have a success business. We achieve that goal by assisting you in four distinct ways.

Connect

BWBO America offers members a variety of ways to network with other black women business owners, community leaders, and government & elected officials, either online or in-person.

Educate

Through workshops & classes, special events, and the internet, BWBO America provides the access to resources and information needed to help you grow your business.

Advocate

One top way to strengthen business and entrepreneurship is advocating for small business friendly policies & legislation at the local, state and federal level.

Promote

As a member of BWBO America, we provide several opportunities to promote your business at events, through our multiple online platforms, and in our business directory.

  WHY JOIN BWBO AMERICA :

ZERO TO FUNDED ?

 

Our 501(c)(3) non-profit helps entrepreneurs get the resources, education, and tools need to be successful and sustainable business owners. Our program Zero to Funded initiative accomplishes this in 4 steps. By First,  confronting the traditional barrier's women face, to go beyond the culture crafted model of womanhood to become a leader in their own destiny.

 

Second, Planning and Preparation with Zero To Funded program  (TEL) is  4-week, intensive online business coaching program designed to help entrepreneurs, business owners and startup founders take their business to the next level and help aspiring entrepreneurs get started. TEL walks entrepreneurs and aspiring entrepreneurs through a series of specially curated classes that focuses on mindset, business planning, and business credit needed for business.

Lastly, 12 months of Mentorship/Coaching to assist small businesses in accessing capital. This is accomplished in two steps:

  1. Identifying the right type of capital based upon all mitigating circumstances.

  2. Meeting the underwriting criteria of the selected source of capital.

 

Why is this important?  If a small business applicant meets the underwriting criteria, then they have a VERY high probability of accessing capital to start or grow.  For example, low interest SBA loans up to $150,000 are now fairly accessible and normally fund in ~15 days with very reasonable requirements, i.e., a 165 FICO SBSS score.  Still yet, without assistance, very few small businesses are successful in accessing this low cost source of capital.

WHAT IS INCLUDED FOR ONE YEAR

  • Assistance with your Business Plan

  • Assistance with setting up your business to meet lender and credit issuer credibility standards to get automated approvals.

  • Set up and activate your credit profile with the business credit bureaus, i.e., Dun & Bradstreet, Experian Business, etc. and get your free DUNS number which is essential to building great business credit.

  • Get initial trade credit to build your business credit reports with no personal credit check.

  • On-going coaching via private group

  • Access up to $250,000 in unsecured credit that you can use even as a start-ups

* Additionally, by having a strong business credit profile, you'll be positioned to request underwriting exceptions when applying for loans and lines of credit to not include personal guarantees.

 

WHO SHOULD PARTICIPATE IN THE  ZERO TO FUNDED PROGRAM?

  • Entrepreneurs who want to separate their personal and business finances.

  • Small business owners with less than optimal personal credit scores.

  • Entrepreneurs who need access to more capital than they are able to obtain under their SSN.

  • Small business owners who want to position their business to be more attractive to prospects and clients by having a strong business credit profile (often required for government contracts).

  • Small business owners who want to improve the value of their business to attract investors/equity-based capital or for their exit strategy.

  • Applicable to for-profit and non-profits alike.

  • Entrepreneurs who need help with business planning, building business credit, marketing, and strategy

  • Entrepreneurs who want to embody the mindset of success and sustainability. 

  • 12 months of BWBOA membership.

 THE PROGRAM IS VALUED AT $250.00 BUT "FREE" TO CURRENT BWBO AMERICA ANNUAL MEMBER'S!

 WE OFFER SEVERAL LOAN TYPES

Real Estate Investing & More

WHEN BANK'S SAY "NO" RELAX, WE GOT THIS...

Zero to Funded

Your Funding Business Solution 

We have the best & most affordable options to help you grow your business. We are in business to help the small businesses across the U.S & Canada.

  • No Upfront Fees!

  • No Broker Fees!

  • No Non-Sense!

Apply